NO INTEREST OPTION WITH PAYMENT PROMOTIONS

6 or 12 Months No-Interest Options with Regular Minimum Payments
Special terms apply to purchases charged with approved credit to the Wells Fargo Health Advantage® card issued by Wells Fargo Financial National Bank. Regular minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date at the regular APR in the purchase balance is not paid in full within the promotional period or if you make a late payment. For newly opened accounts, the regular APR is [27.99]. The APR may vary. The APR is given as of [01/13/2011]. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. Offer Expires [12/31/2011].

REDUCED RATE WITH PAYMENT PROMOTIONS

Reduced Rate 9.9% APR with Regular Payments
The reduced rate plan will apply to the purchase until the purchase is paid in full provided the account does not become 60 days or more past due.  If the account becomes 60 days past due then Wells Fargo has the option to transfer the plan to regular terms option at prime plus 24.74%

Reduced Rate 9.9% APR with a custom 1/50th monthly payment($1500 minimum)
The reduced rate plan will apply to the purchase until the purchase is paid in full provided the account does not become 60 days or more past due.  If the account becomes 60 days past due then Wells Fargo has the option to transfer the plan to regular terms option at prime plus 24.74%